Category: Uncategorised

Whilst the UK has focused this year on who should be Prime Minister, it’s another PM on which businesses reliant on machinery and equipment should perhaps concentrate. Predictive Maintenance (PM) is the pro-active response to the vast costs associated with machinery breakdown — the true extent of which is often overlooked. PM is a strategic…

Business owners face a wide variety of risks evolving from both their duty of care and the regulatory landscape. The risk posed by regulatory or legal action is very real, with the potential for significant financial losses emanating from the costs of hefty legal fees and representation, as well as fines or compensation payments, is…

Businesses and individuals who have relied on BT’s Redcare alarm solution will be forced to change their security and fire alarm signalling system by 1 August 2025, when the BT option is completely withdrawn. The BT Redcare system has often been recommended by insurers, as it runs on a standard BT analogue phone line, incorporating…

ESG (Environmental, Social and Governance) has become a corporate buzzword, with ESG strategies embraced by organisations wishing to communicate across- the-board excellence in social and environmental responsibility. Impressing stakeholders, and those managing tender processes, with examples of ESG practice has become an attractive proposition – to the extent that some have over-egged the pudding, making…

As millions of motorists contemplate Channel- hopping this year, those who have not driven abroad for a while may be wondering one thing: Have we reverted to the Green Card since Brexit? Luckily, you still do not require a Green Card, when driving your car in the EEA, EU, Iceland, Liechtenstein, Norway, Andorra, Bosnia and…

King Charles’ application to create a solar farm at Sandringham[1] is reflective of more widespread efforts to reduce energy’s contribution to the carbon footprint of the UK’s built environment. With a legislative target of net zero by 2050 (compared to 1990) for greenhouse gas emissions[2], considering how to integrate sustainable energy and heating systems into…

When your business has its home within a commercial building, everything on the surface can seem peaceful, until an unanticipated event emerges. Statistically, the number-one unanticipated event is an escape of water (EOW).[1] An EOW can result in an expensive loss, even if its origin is a seemingly innocuous leak. Many commercial properties include significant…

Having specific cover for your computer and electronic equipment may seem a luxury but, after all, you can claim for loss and damage on your property insurance policy, can’t you? The answer to that is likely to be ‘no’. Following major cyber-attacks in the past seven years, insurers and insureds were often debating whether vague…

Artificial Intelligence (AI) may have various benefits, but its sudden rise up the table in one insurer’s annual global risk survey is a warning sign to both the public and the insurance sector to beware some aspects of AI.[1] AI and big data, as a named risk, has risen from 14th to 4th place in…

Whether we are aware of it or not, lithium-ion batteries now power many gadgets used in daily life. This includes e-bikes, around which videos circulate online, demonstrating their severe fire risk. Transfer the same logic to the world of work, and it is easy to see there are some workplaces in which the same severe…