Category: Uncategorised

  • Be vocal about ‘silent killer’ risks

    Carbon monoxide poisoning is a health and safety risk that can easily slip under the radar due to the silent, odourless, often undetected threat posed by this hazard. People lose their lives to carbon monoxide poisoning and around 4,000 people a year need emergency medical treatment.1 This is often due to poorly installed or maintained…

  • The risks associated with ESG strategies

    The move to ‘green’ businesses is increasingly being driven by a desire to improve ESG (Environmental, Social and Governance) performance –– a business practice standard increasingly important for corporate reputation. The British Business Bank says ESG measures a business’s impact on society and the environment, whilst also demonstrating its transparency and accountability.1 Businesses falling short…

  • Reputation rules, so protect it well

    Business survival and reputation management are inextricably linked. A 2020 survey found that 63% of executives believe reputation defines their business’s market value.1 So how much store do you place behind your own business’s reputation? In the past 20 years, it has become evermore important to safeguard reputation. As the Harvard Business Review noted in…

  • Why does underinsurance exist?

    The reasons for such underinsurance ( defined as the gap between the declared value of possessions when taking out insurance or renewing a policy, and the real value of those items) are numerous. Often, it is down to the homeowner not having accurately calculated the value of what they own. This could be because they…

  • Figure it out to avoid floods of tears

    Thousands of UK homeowners have not figured out what their possessions are actually worth, leaving them typically either underinsured or overinsured. In fact, only one in every ten homeowner properties is likely to be insured for the right figure.1 The degree of underinsurance can vary and wealthy individuals, owning large homes and expensive items such…

  • How to proactively manage your organisation’s infection risks?

    Organisations should maintain robust infection control, including response plans, comprehensive policies, risk assessments and effective measures. As the impact of COVID-19 diminishes, it is natural to feel the urge to ease up on our infection control measures. However, during the winter season, the threat from viruses remains significant, especially for those without strong infection control…

  • Model modular construction insurance with a broker’s help

    Modular construction ticks many boxes, being greener, less wasteful of resources, more cost-effective and up to 50% faster than traditional construction methods, and in the UK it is seen as a means of delivering the affordable homes’ targets. Its popularity is such that the global modular construction market is set to grow from a $104.1…

  • Can you predict a riot?

    Summer 2024 was tainted by widespread disorder across the UK, in the wake of the Southport attack. On 30 July, the country witnessed violence against people, property and police, as violent disorder and civil unrest sprung up on a multi-location basis. Businesses of all types became direct or indirect victims. Some business owners experienced physical…

  • Enhanced worker protection requires specific risk approaches

    New legislation, in the form of the Worker Protection (Amendment of Equality Act 2010) Act 2023, introduced on 26 October 2023[1], brings greater protection to those suffering workplace sexual harassment. Consequently, there is more for employers to do, in this area of risk management. This stricter legislation comes at a time when allegations of sexual…

  • 4G and 5G: a fleet’s only road ahead

    Telematics have long been cited as a must-have for fleet operators wishing to understand and analyse their on-the-road performance and track vehicles 24/7. Less attention has been paid to what is driving the technology. Some users may not even consider that connectivity is fundamental to the performance of the installed tech. This has to change,…